How Should I Prepare for My 341 Meeting of Creditors?
These hearings happen quickly, so it’s crucial that you show up on time. If you are attending an in person hearing, make sure you know how to get to the courthouse and where you are parking. If you are attending remotely, make sure you have the proper web calling application installed and updated on the device you plan to use.
One of the major functions of a 341 Meeting of Creditors is verifying your identity. That’s why it’s vital that you bring your driver’s license and social security card to your hearing. If you don’t have a driver’s license, a state-issued i.d. or passport can be used in its place. You will need an original W-2 if you don’t have a social security card. Contact your attorney if you don’t have any applicable forms of identification available.
Don’t forget that your 341 Meeting of Creditors is a hearing, so you need to dress appropriately. That doesn’t mean you need to show up in a suit. But it does mean that it’s unacceptable to show up in sweatpants and flip flops. We recommend dressing in office wear- a sweater, blouse, or button up shirt with slacks or a skirt. If you file Chapter 7 bankruptcy, the trustee can take any of your assets that aren’t protected by exemptions. That means don’t show up in any flashy jewelry or designer duds that you didn’t list in your bankruptcy schedules.